Your Plan Book Covwer

People Over 55

Please take a few minutes to watch these videos and learn about the valuable advantages they explain. SAI Your Plan is helping people save, grow and protect their money. If you would like to learn more or ask specific questions please contact us today.

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Taxes, Risks & Fees

We all want the money we save for retirement to last as long as we do and provide us with as much income as possible without any risk of running out of money. The money we save in a 401k, 503b, IRA or SEP plan is simply not the best way to grow and protect our retirement savings or provide retirement income for the rest of our lives without running the risk of running out of money. Watch this video to learn about a better solution.

IUL Retirement

There are three problems with the way we save for retirement in a 401k, 403b, IRA, or SEP: income taxes, investment losses, and management fees. Together they can reduce our retirement income by at least 30 or 40% but they are all avoidable. Watch this video to learn how you can earn Tax Free Retirement Income without those losses.


Social Security

The standard retirement age for social security benefits is currently between 65 and 67 depending on our birth date but we can start our retirement benefits as early as age 62 or as late as age 70. The choice of when to start your retirement benefits can be extremely impactful in the long-term benefits you receive. Watch this video to learn more about your options.


Medicare MSA

Medicare can be very confusing. With Part A for hospital services, Part B for medical services and Part D for prescriptions. Each with different co-pays, deductibles, as well as separate fees or charges and various exclusions and restrictions. That’s why most people also get Medicare Supplement coverage but it’s expensive. Watch this video to learn more about how a Medicare Savings Account can help you. 

Annuity Types and Differences

When you think about your retirement, do you worry that you might run out of money? That you might outlive your savings. Or that your investments might not last as long as you do? If you live to 100 or beyond, will there still be enough for you to live independently? Watch this video to learn how to avoid running out of money.

Withdrawal Guarantee

When we retire, we will need to convert our retirement savings into retirement income. But what if the market crashes during our retirement like it did in 2008 and 2009 and we lose 50% of our savings. Will we still have enough to continue our withdrawals? Watch this video to learn about how withdrawal guarantees can help you stay comfortable throughout your retirement.

Your Plan Book Covwer